Why Financial Planning?
Life never gives us a heads up. That's where financial planning comes in, to plan for the things we want to happen and be prepared for the ones we don't.
Why You Should Consider Financial Planning
Protect Your Future
Financial planning helps you prepare for unexpected events that require quick decisions.
Build Wealth Strategically
Create a roadmap for achieving your financial goals with expert guidance.
Reduce Financial Stress
Having a solid plan in place leads to better financial decision making and outcomes.
Traditional Planning vs. SageFolio Advisors
Traditional Financial Planning
Focuses on returns, comparisons, and market timing.
- What's my return?
- Should I be paying less?
- Should I switch advisors?
- What are my friends doing?
- What is the media saying?
SageFolio Advisors Approach
Goal-based planning with a proven order of operations.
- Protect today
- Optimize lifestyle
- Design tomorrow
- Reduce anchors
- Achieve Your Goals
Our Guiding Philosophy
At SageFolio Advisors, our philosophy is rooted in a holistic and goal-oriented approach. We believe true wealth management extends beyond market trends, focusing instead on protecting your present, optimizing your lifestyle, and strategically designing your future. Our commitment is to empower you with clarity and confidence in your financial journey.
Our Financial Planning Programs
LAUNCH
Create your foundation with net worth statement, cash flow analysis, and wealth building plan.
BUILD
Develop investment strategy, financial goal plan, and stress test your 360° plan.
SUMMIT
Implement retirement strategy, income longevity plan, and wealth transfer considerations.
Our Multi-Family Office offering for our High-Net-Worth & Ultra-High-Net-Worth clientele.
Choose The Plan That's Right For You
LAUNCH
Foundation with cash-flow and risk management analysis. Ongoing access to your Financial Planner. Perfect for people looking for advice-only or just getting started. Adjustable to give access to all.
BUILD
Adds investment analysis and goal planning to the cash-flow and risk management analysis. Access to our outside planning partners (CPAs, Attorneys, Etc.). Perfect fit for those whom have already started planning (either on their own or with a professional), and want more expertise or have specific planning goals.
Summit
Complete wealth management with retirement, legacy, and business planning. Includes items from both Launch and Build programs. This program is exclusive to our high-net-worth clientele to provide a Multi-Family Office service. Interested parties must apply to be accepted as a client to be included.
Launch plans offered in Hourly Rate, Annual Flat-Fee, & Monthly Subscription-Based planning fee. Build plans offered in Flat-Fee & Subscription-Based Only. MFO Services come in the form of a Annual Flat-Fee Retainer. Each plan level is customizable based on need of services. See Disclosures section for more information on fees.
Our Proven Approach to Wealth Building
PROTECT
Protect what you have today to ensure nothing gets in the way of your journey.
OPTIMIZE
Fine-tune your cash flow to master your wealth building potential.
DESIGN
Create an "All-Weather" strategy essential for long-term success.
REDUCE
Eliminate high interest debt and/or other drags on optimization for a more balanced financial strategy.
Technology-Enhanced Financial Management
SageFolio SnapShots
Access all your financial data in one integrated dashboard that's always up-to-date.
Board of Advisors
Gain access to a team of experts to become your personal board of advisors for whatever life throws your way.
Smart Goal Setting
Track progress toward your financial goals with a personal financial coach in your pocket.
Informed Decisions Anywhere
Access financial information on the go with insightful analytics to guide your choices.
Life's Financial Milestones
Family & Home
Starting a family, buying a home, marriage or partnership.
Career Changes
Career transitions, starting or selling a business, relocation.
Life Events
Health crisis management, loss of loved ones, welcoming a child.
Financial Planning
Retirement preparation, inheritance planning, achieving financial independence.
Empower Your Financial Knowledge
Ready to dive deeper into the world of personal finance? Explore our comprehensive resources designed to help you understand key financial concepts and make informed decisions.
Apply to Become a Client Today
Colton Davis | Founder & Financial Planner
806.412.8797 | colton@sagefolioadvisors.com
www.SageFolioAdvisors.com
Regulatory and Suitability Standards
SAGEFOLIO ADVISORS, LLC is pending registration as an RIA.
Wealth Management & Financial Planning Disclosure:
SageFolio Advisors, LLC is a Registered Investment Adviser and acts as a fiduciary when providing wealth management and financial planning services. All recommendations are evaluated solely in the client’s best interest, free from sales incentives or product‑based compensation. Advisory guidance is always designed to align directly with each client’s goals, risk tolerance, time horizon, and overall financial circumstances.
SageFolio Advisors, LLC provides fee‑only financial planning and investment management services. We do not sell insurance products, annuities, or commission‑based investment products. If a financial plan includes discussions of insurance, tax strategy, estate considerations, or other non‑securities topics, such discussions are provided for planning and educational purposes only and do not constitute legal, tax, or insurance advice.
Insurance, tax, or legal services—if requested—are offered separately through SageFolio Multi‑Family Office, LLC (“SageFolio MFO”) or through independent third‑party professionals selected by the client. SageFolio Advisors, LLC remains fully independent from these service lines, and clients are under no obligation to use affiliated or recommended providers. Any potential conflicts of interest related to outside services are disclosed and managed in accordance with applicable state and federal regulations.
Financial planning projections, recommendations, and analyses rely on assumptions derived from the information provided by the client. Actual results may differ due to market conditions, economic factors, or changes to personal financial circumstances. SageFolio Advisors, LLC encourages clients to review their plan regularly and notify us of any material changes.
Tax Advisory Disclosure:
SageFolio Tax Advisory is a DBA of SageFolio Multi‑Family Office, LLC (“SageFolio MFO”). SageFolio Tax Advisory is a separate and distinct business line from SageFolio Advisors, LLC, a Registered Investment Advisor. Tax preparation, tax planning, and related tax services are optional and are not required in order to engage financial planning or investment advisory services with SageFolio Advisors, LLC.
SageFolio Tax Advisory may provide services directly or may engage independent, third‑party CPAs, Enrolled Agents, or other qualified tax professionals to perform certain tax preparation, filing, or specialized tax work. These third‑party professionals operate as independent contractors and are not employees or supervised persons of SageFolio Advisors, LLC. Any potential conflicts of interest arising from these affiliated or third‑party relationships are disclosed and managed consistent with applicable state and federal regulations.
Clients are under no obligation to use SageFolio Tax Advisory and are free to choose any tax professional they prefer.
Fiduciary Duty & Independence
SageFolio Advisors, LLC acts as a fiduciary when providing wealth management and financial planning services. All recommendations—including those involving investments, retirement planning, risk management considerations, tax awareness, and estate‑related coordination—are evaluated solely in the client’s best interest. Coordination of these services available through SageFolio Multi-Family Office, LLC ("SageFolio MFO"), a separate but distinct business line form SageFolio Advisors, LLC. Commission‑based compensation received through affiliated entities of SageFolio MFO does not influence the advisory recommendation process.
Clients are free to obtain insurance, tax, estate, or other professional services from any provider of their choosing. The use of affiliated or recommended service providers is entirely optional and is not a condition for engaging or maintaining advisory services through SageFolio Advisors, LLC.
When developing a financial plan or managing an investment portfolio, SageFolio Advisors, LLC applies a fiduciary‑aligned process that considers the client’s financial circumstances, long‑term objectives, risk tolerance, time horizon, liquidity needs, income requirements, and overall financial well‑being. Documentation, review procedures, and internal oversight help ensure that all recommendations remain aligned with the client’s best interest and comply with applicable regulatory standards.
