About Us
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SageFolio SnapShots
A Unique Approach to Financial Decision-Making
We've developed a logical, four-step road map designed to help create better financial outcomes that last a lifetime. Together we'll establish understanding, define your goals, and implement a strategy that moves you closer to the financial life you envision.
Our Firm
Competing financial concerns, opinions, and products can be overwhelming. We help take the stress and uncertainty out of financial decision-making by sharing our process to address your concerns in an optimal order.
Clarity Through Coordination
Learn More Below
Our Philosophy
Gain Clarity
Financial Planning involves many variables. It can be overwhelming. The first step to bringing your financial picture into focus is understanding what you can – and can't – control. Most factors are outside our control — except for protection and cash flow.
Protection
The decision to protect your financial situation against the risks that could otherwise get in the way of your progress.
Cash Flow
The decision to create a structure of savings that helps ensure you're consistently saving enough.
Our Four Step Process
It's important to understand all the pieces of your financial picture and how they work together. This "wide angle view" puts you in control so you can be more powerful with your finances.
1. Protect Your Todays
The future is unpredictable, so it's logical that we begin with protection. This includes protecting against risks like a lawsuit, illness, injury, and death.
2. Emphasize Rate of Savings, Then Rate of Return
With protection in place, the second concern is cash flow. First, ensuring that you are saving at a high rate, then focusing on your rate of return.
3. Allocate Cash Flow to Build Liquidity and Grow Wealth
When we understand how much can be saved, the next focus is around allocating that cash flow to the right places on your balance sheet. Through proper allocation, you can build liquidity to handle life events, prepare for opportunities that come your way, and create a strategy to build wealth over time.
4. Allocate Cash Flow to Eliminate Debt and Manage Taxes
Debt can be costly to your cash flow. We'll help you build a strategy to help you live debt-free and tax efficiently.
The SageFolio Client Experience
SageFolio SnapShots
A snapshot of your finances in four key areas:
Protection
Assets
Liabilities
Cash Flow.
We help you connect your accounts to see your complete financial picture.
Track Financial Goals
Review critical areas of your financial picture to stay connected to where you are and where you want to go.
Review Your Progress
Monitor your savings habits to help enhance wealth building.
Track your progress towards optimal financial well-being.
Easily edit your data to keep your financial picture up-to-date.
Secure Access
Store important digital files in your personal Vault with advanced security features to keep your data safe, private, and secure.
Our Process
Our process is a series of continuous steps to help our clients make progress over time that include two distinct conversations: Protection and Cash Flow.
1. Clarify Data
Create a clear financial picture of your current situation. Once we've established what your financial situation is today, we can have two distinct planning conversations around Protection and Cash Flow.
2. Protection Analysis
Determine how much protection is needed to safeguard your finances today.
3. Cash Flow Analysis
Plan for tomorrow by saving more over time with a balanced approach that mitigates risk, creates tax efficiency, and eliminates debt.
4. Implement & Review
Put changes in place and move forward with confidence into the future.
Establish Your Financial Goals
Our Commitment
Making your goals our priority, maintaining strict security, tracking your financial progress, and providing ongoing support.
Your Commitment
Attending all meetings, providing timely information, informing us of changes, and meeting periodically to review progress.
Ready to Get Started?
Your financial clarity starts with one conversation. Choose the path that works best for you.
Get Your SnapShot
Fill out a short form and we'll build your personalized financial snapshot.
Free Consultation
Book a complimentary meeting to discuss your goals and needs with our team.
Clarity Through Coordination
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